Best Balance Transfer Credits Cards
Best Balance Transfer Credits Cards – balance transfer credit cards are what you best need if you want to transfer your existing balance to a new credit card with a 05introductory APR period.
Ongoing, the top 0% balance transfer and spending cards offer both a specialist 0% balance transfer as well as 0% spending cards which gives cards a high competition because it offers up to 27months % on both.
Why do you need a balance transfer credit card?
The balance credit card helps you clear off your debt by transferring your existing balance to a new credits card with 0% introductory APR period
Most best balance credit cards, have balance transfer up to two years, which save you hundreds when it comes to interest payments.
Let’s check out of the best balance transfer credit cards we have hand-picked to help you make an informal decision.
Overall Best Balance Transfer Value Credit card- Discover it Balance Transfer
This card is an ideal choice for balance transfer value for anyone who is looking to consolidate their debt while maximizing their ability to earn rewards with rotating bonus category purchases. Discover it Balance has one of the largest intro period transfers.
Recommended Credit Score
670-850 (good-Excellent)
What Fee Apply
Annual Fee -$0
Purchases IntroAPR-0% for 6months
Balance Transfer intro APR-0% for 18months
Regular APR-13.49%-24.49% variable
Welcome Offer
All the cashback you’ve earned at the end of your first year is automatically matched by Discover
No signing up
No caps to how much is matched
Rewards Rate
Cardholders enjoy and earn 5% cashback on every daily purchase at various places each quarter, such as grocery stores restaurants, gas stations, select rideshares as well as online shopping, up to the quarterly maximum once you activate.
Also earn unlimited 1% cash back on all other purchases instantly.
You can redeem cash back at any amount, any time. Note the rewards don’t get to expire.
Best no Penalty APR Balance Transfer Credit Card -Bank Americard Credit Card
For those who are looking to pay down their debt and at the same time balance transfer limit, a BankAmericard credit card is a good option, it is a card with no penalty APR, which implies your interest rate won’t instantly shot up if your bill is paid late
Recommended Credit Score
670-850(good -excellent)
What Fees Apply?
Annual Fee -$0
Purchase Intro APR – 0% introduction APR on Purchases for 18 billing cycles
Balance Transfer Intro APR-0% intro APR FOR 18 billing cycles for any balance transfer made in the first 60 days
Regular APR- 14.49%-24.49% variable APR on purchases and balance transfers.
Welcome Offer
N/A
Rewards Rate
N/A
Best Balance Transfer Credit Card for Good Credit- Citi Diamond Preferred card
With 21- month 0%iintroductory balance transfer offer, the Citi Diamond Preferred Card, has one of the longest available introductory balance transfer offers. It also offers a regular APR range in which users with good or excellent credit who wish to keep their card for the long term can find beneficial.
Recommended credit store
670-850 (good -excellent)
Whats Fee Apply?
Annual Fee-$0
Purchase intro APR-0% FOR 12 months on purchase
Balance transfer Intro APR- 0% for 21 months on balance transfers
Regular APR-14.74%-24.74%(variable).
Welcome offer
N/A
Rewards Rate
N/A
Best for Personal Finance Management Balance Transfer Credit Card- Well Fargo Platinum Card
The Wells Fargo Platinum card s a handy card tool that can help you pay down your debt, because it comes with an introductory 0% APR for 18month on qualifying balance transfers. This wells Fargo card, also offers financial management tools, like my money Map budget and spending- management system, along with free access to your FISCO Score
Recommended Credit score
670-850(good excellent)
What Fees Apply
Annual Fee -$0
Purchase Intro APR – 0% FOR 18 months
Balance Transfer Intro APR – 0% for 18 months on qualifying balance transfers Regular APR-16.49%-25.99(variable)
Welcome offer
N/A
Rewards Rate
N/A
What’s Good?
Receive up to $600 protection on all your cell phone (subject to $25 deductible). This is against covered damages or theft when you pay your monthly cellular telephones bills using your wells Fargo platinum Card
Best Balance Transfer Credit Card for Longest 0% introductory APR Period and no late fees Citi simplicity card
The citi simplicity card is a straightforward, card with a lengthy 21-months 0% intro balance transfer offer. It is a great card for those looking for a no-frills avenue to consolidate and pay off their debt.
Recoomended credit score
670-850(good excellent)
What Fees Apply?
Annuals Fee -$0
Purchase Intro APR-0% FOR 12 months on purchases
Balance Transfer intro APR-0% for 21months on Balance Transfer
Regular APR-15.74%- 25.74%(variable)
Welcome offer
N/A
Rewards Rates
N/A.
Here you see our top five picks of best balance transfer credit cards to help you make an informed decision and gain more from your choice.
ALSO,READ>>>>>Facebook APK |Facebook APK download| Download Facebook APK for Android | install Facebook App